19 May 2016

Budgeting is an important thing in order to control your personal or family capital.

I have tried to count my costs for several years and after that I have come to a conclusion that it is not useful in itself. You need to add a plan of expenses for each month in order to hold them down. My own method is - using a spreadsheet file, where I have my expenditure items with their month-level values.
After that I connect an outcoming cashflow value to a balance sheet. That can help me predict my equity. Take a look for better understanding what I mean by it:

I hope now you will also better deal with your money with such a control.












18 May 2016

I'm back! =) What has occurred for these years? Nothing extraordinary. Still alive, feel myself better than dead. But, I will show all of you, n...z!.. Bluff to hell! Living conditions have been changed. You and me have to recognize it. There has to be a fighting for the place under the hot sun. You would feel yourself more vigorously in that case! Changes... Sounds like a challenge.